What are the requirements?
Our program is based primarily on your personal credit strength — not business revenue or time in business — so startups and new entrepreneurs can qualify. Here’s what banks look for.
700+ credit score
A 700+ personal score qualifies for the best offers. If your score isn’t in range, we consult you for free and help plan a credit boost. We typically work with clients from 680+.
Revolving credit
It helps if your revolving personal credit ranges from $20–60K. If not, we’ll consult you to fine-tune those numbers before you apply.
No derogatory remarks
No late payments, collections, or bankruptcies. If any exist, we offer a clean-up consultation to prepare your profile before applying.
Not quite there yet?
If your credit score is below 700, an initial credit-review consultation is available at no charge. We’ll help you build toward qualifying.
Book a free credit review