BUSINESS FUNDING

From entity structuring and corporate credit to 0% cards, lines of credit, and conventional loans — I’ll map out a funding plan built around your business goals.

Schedule your

Strategy Session

(consulting fees apply)

Empowering Your Financial Future

WHAT
IS THE PROCESS?

STEP 1

Entity Structuring & Optimization

LLC, S-Corp and C-Corp analysis
Holding company structures
State tax optimization

STEP 2

Corporate Credit Building

Establish credit in your business name.

STEP 3

Business Financing

Business funding solutions
Financing and loan options
Capital access strategies

-Sergey Rudenko

“I work with business owners to strategically position their companies for the best possible funding options—whether that’s 0% introductory business credit cards, low-rate business credit lines, traditional term loans, or SBA-backed financing. My focus is on helping them understand the data points banks evaluate, build strong banking relationships, and establish a durable business credit profile that supports long-term growth and scalable capital.”

WHAT ARE THE REQUIREMENTS?

700+ CREDIT SCORE

If your score is not within range, we will consult you for free and help you plan out a credit boost. Typically we work with clients ranging from 680+

REVOLVING CREDIT

It’s good if your revoling personal credit ranges from $20-60K. If not, I will consult you in order to fine tune those numbers.

NO DEROGATORY REMARKS

No late payments, collections, bankruptcies. If any of these exist, we offer a clean up consultation to prepare your profile.

CONTACT US

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WHERE CAN I IMPLEMENT MY BUSINESS FUNDING?

AirBnB Rentals

Ecommerce

Real Estate Investments

Growth & Operations

Fix and Flips

Coaching business

Testimonials

Articles

MY STORY

My name is Sergey Rudenko. I began my entrepreneurial journey in 2020. Like most small business owners, I quickly learned that the biggest obstacle to growth isn’t the idea — it’s access to the right capital at the right time. Figuring that out for my own ventures is what led me to build Novagen.

Today I consult with small business owners and investors on the fundamentals that lenders actually look at: how the business is structured, how its credit profile is built, and how its financials are presented.

With that foundation in place, I help each client identify the type of funding that fits their specific needs — whether that’s introductory-rate business credit, a strategic business line of credit, or a conventional loan — and prepare them to apply with confidence.

No two businesses are the same, and neither is the plan. My goal is simple: help you build a business that’s fundable, and then match you with the funding that makes sense for where you’re headed.

Reviews

What clients say

Rated 4.0 / 5 on Trustpilot

I’ve been working with Sergey for two years

Sergey helped me clean up my credit history and grow my business. He and his team found really cool solutions for financing my business — 0% business credit cards and credit lines, which has become very difficult for young businesses. Very grateful for the help in growth and solving many financial issues!

Oleg Marmyshev · Sep 16, 2026 · Verified on Trustpilot

I really liked the communication

I really liked the communication between us. I really enjoyed working with them — I would really recommend them.

Karen Kazaryan · Sep 15, 2026 · Verified on Trustpilot

Thank you to Sergey for his guidance

Thank you to Sergey for his guidance and help preparing my business profile for financing. I really appreciate his support throughout the process. It was a pleasure working with him!

Aliaksei Kryvanosau · Sep 5, 2026 · Verified on Trustpilot

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